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Protect what matters — before risk becomes reality.

Clear guidance.

Trusted protection.

Support when it matters most.

About Us

Red Owl Insurance Service is an independent insurance agency based in New York, serving clients across the Northeast Coast.

We focus on helping individuals, families, and small businesses navigate risk with clarity, transparency, and long-term perspective — not pressure or one-time sales.

Our Commitment

When you work with Red Owl, you gain more than a policy -- you gain a long-term risk advisor.

We commit to:

  • Honest guidance without pressure

  • Clear explanations without jargon

  • Ongoing support through renewals and claims

  • Recommendations we stand behind

Red Owl Insurance Service

We believe insurance should feel clear, thoughtful, and human — not confusing or transactional.
Our role is to help clients understand risk, make informed decisions, and feel supported long after a policy is issued.

Image by Sieuwert Otterloo

房屋保险 | Home Insurance

Protect your home, your assets, and your peace of mind

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​商业保险 | Commercial Insurance

Coverage that supports growth—not just compliance.

Car

汽车保险 | Auto Insurance
 
Protection that fits your life—not just the lowest price.

Image by Chris Gallagher

洪水保险 | Flood Insurance

Close the gap standard policies often miss.

Image by Mehdi Mirzaie

雨伞险 | Umbrella Insurance 

Extra liability protection when standard limits aren’t enough.

Our Mission

At Red Owl, insurance is more than coverage.


It’s a promise to think ahead, explain clearly, and stand with our clients when it matters.

We listen carefully, analyze thoroughly, and recommend only what we would choose for ourselves.

Care, Not Pressure

We listen first and put your needs before the sale.

Expertise That Simplifies

We use experience and knowledge to reduce complexity and uncertainty.

Responsibility Beyond 

We stay involved with through important moments — not just at binding.

Clarity You Can Trust

Clear explanations, honest comparisons, and no hidden tradeoffs.

Protection That Lasts

We build long-term relationships, not one-time transactions.

From the Founder | 创始人寄语

I’m Cassie, founder of Red Owl Insurance Service.

After years in the insurance industry, I saw too many people buy coverage without truly understanding it — and feel alone when something went wrong.

Red Owl was built on a simple principle:
If this policy were for my own family, would I feel confident?

If I wouldn't choose it for my own family, I won’t recommend it to yours.

Frequently Asked Questions

Are you an insurance company?

 

No.

We’re an independent insurance agency, working with multiple carriers to find coverage that fits you — not a single company.

Timberly Williams

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